News Releases

July 03, 2018

Emergency Rulemaking Announced Regarding Association Health Plans

The Department of Financial Regulation (DFR) announces plans to file emergency regulations by August 1, 2018 in response to the United States Department of Labor's (DOL) recently issued final rule regarding Association Health Plans (AHPs).

The DOL rule greatly expands the ability of small businesses and self-employed workers to band together by geography or industry to provide health care coverage to their members as if they were a single large employer. Emergency rulemaking will ensure regulations are in place on September 1, 2018 when the newly expanded AHPs can be offered in Vermont.

The emergency rules will ensure the department meets the directive in Act 131 for the commissioner to adopt rules to "protect Vermont consumers and promote the stability of Vermont's health insurance markets, to the extent permitted under federal law."

Michael Pieciak, DFR commissioner, encouraged interested stakeholders to contact the department as it drafts the emergency rules over the next month.

"The final AHP rules do not preempt Vermont's ability to regulate its insurance market and the department aims to craft regulations that ensure Vermonters are protected and well-served by these health plans," he said. "In the past, similar plans that operated in other states, were poorly run and many were fraudulent, a well-regulated market will help prevent this from happening in Vermont."

The department is seeking input from interested Vermont residents and stakeholders about the scope and content of the new regulations. Vermonters with questions or comments about AHPs and the new regulations are encouraged to submit them as soon as possible, but not later than July 25, 2018, to Emily Brown, assistant director of Rates and Forms, at or Phil Keller, director of Insurance Regulation, at

The emergency regulations will be published on the department's website as soon as they become available. Additionally, the department plans to file permanent rules in anticipation of the rollout of the DOL rule.

Contact: Stephanie Brackin, 802-828-4872,

Source: Department of Financial Regulation
Last Updated at: July 03, 2018 15:24:48